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Crest Independent Financial Advice Limited is an appointed representative of Mint Financial Services Ltd which is authorised and regulated by the Financial Services Authority. Mint Financial Services Ltd is entered on the FSA register under reference 217742.

Your home may be repossessed if you do not keep up repayments on your mortgage

There may be a fee for mortgage advice of up to 0.5% of the mortgage amount. The actual amount payable will depend on individual circumstances. A typical fee payable is £195. You will be advised at an early stage if a fee is payable and the amount

This website is intended for investors over 18 years of age who are resident in the UK only. The website and the information contained therein should not be regarded as an offer or solicitation to conduct investment business in any juristiction other than the UK. These pages provide generic information about various aspects of financial services advice we provide as well as possible areas of clients' financial planning needs. We hope they are helpful to you but they do not, on their own, add up to proper  investment advice and we cannot take responsibility for anything you do in reliance on them without further discussion with us. Please do not make a decision based upon the information contained within these pages alone. They are not detailed or comprehensive enough to enable you to make an informed decision which is tailored to your circumstancesand needs. Please contact us now for tailored advice.

Some types of Buy to Let mortgages are not regulated by the F.S.A.

To understand the features and risks of Equity Release plans ask for a personalised illustration
Head Office: Upper Cottage, Ruffles Yard, Castle Hedingham, Essex, CO9 3ED

Pensions

Forward planning for your retirement - Advice on pension products.

RETIREMENT

It's never too early to start a pension. Planning for your retirement is something that many people don't think about because it seems such a long way off but the earlier you make pension plans and start saving for your retirement, the easier it will be.

 

There are a number of options when planning for retirement so it pays to talk to a professional adviser to ensure you set off on the right path. We can explain clearly the options available and recommend the most suitable pension products to meet your needs and achieve your long term goals.

When was the last time you checked how your pensions performing? If you don't carry out regular reviews on the performance of your pension you could be losing out and even find your pension will not provide you with the comfortable retirement you are looking forward to.

PENSION REVIEW

For totally impartial and practical advice, please contact us using the message facility or give us a call. You can be assured you will receive our prompt attention.

We can provide an impartial assessment of your pension products and advise you in plain jargon free terms, exactly where you stand and how your plans are performing.

 

If we find your plan is meeting your current requirements and performing well it may well  be a case of staying as you are but if we feel you may benefit by transfering your pension to another provider, we will recommend a more suitable product, we will also explain clearly the benefits and options to help you make an informed decision if it's in your best interests to make the change